| • | Skip-A-Pay eligibility runs all year long. You decide when to use it based upon your needs. |
| • | You may skip eligible loans for up to two loan payments within a twelve-month period. |
| • | Loans must be current. |
| • | Loans must be open a minimum of 11 months. |
| • | Loans must have a loan balance of $500 or greater. |
| • | Loan payments must be greater than $50. |
| • | Must have a minimum of $50 in share/savings account to qualify. This includes the membership par value of $25 and the $25 fee for each eligible loan to be skipped. |
| • | Home equity loans, first and second mortgage loans, and Mastercard credit card loans are not eligible. |
