Did you know that 2016 was the best year for the US housing market since the financial crisis? Borrow up to 80% of the value of your home for ultimate renovations, dream vacations, college tuition, and more to Ride the Wave of rising values.
In addition to interest on home equity loans possibly being tax-deductible, Guardians offers:
| • | Rates as low as 4.50% APR | | • | No closing costs on loans more than $50,000 |
Are you ready to Ride the Wave?
*APR = As Low As Annual Percentage Rate. **Consult a tax advisor regarding deductibility of interest. Interest rate based on the combined loan to value (CLTV). Financing available up to 80%. Certain credit restrictions may apply. NO CLOSING COSTS on Home Equity loans when you borrow $50,000 or more upon loan closing. Home Equity loans are available up to $250,000. Title insurance is required for loans in excess of $100,000. Variable rate. Tied to the Wall Street Journal Prime Lending Rate plus a margin. If applicable, however, under no circumstances will the annual rate go below 4.50% for the term of the loan. The margin is determined by credit risk factors at time of closing. Adjusts quarterly. Maximum cap is 18% APR. Payment option is a percentage of the balance based on a 15 year amortization. Total loan term is 20 years, which is made up of a 5 year draw period and a loan amortization of 15 years. |
