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Low rate Home Equity Loans Need extra cash? A Home Equity Loan or Line of Credit from Guardians Credit Union may be the answer. Both Second Mortgages and HELOCs allow you to:
Put your home to work for you! Apply now or stop by any Guardians CU branch location! 1 Consult a tax advisor regarding deductibility of interest. 2 APR = Annual Percentage Rate Interest rate based on the combined loan to value (CLTV). Financing available up to 80%. Certain credit restrictions may apply. No closing costs on Home Equity loans when you borrow $50,000 or more upon loan closing. Home Equity loans are available up to $250,000. Title insurance is required for loans in excess of $100,000. HELOCs offer a variable rate. Tied to the Wall Street Journal Prime Lending Rate plus a margin. If applicable, however, under no circumstances will the annual rate go below 4.00% for the term of the loan. The margin is determined by credit risk factors at time of closing. Adjusts quarterly. Maximum cap is 18% APR. Payment option is a percentage of the balance based on a 15 year amortization. Total loan term is 20 years, which is made up of a 5 year draw period and a loan amortization of 15 years. Product offers, terms and other information provided herein are subject to change without notice due to the occasional inaccessibility to our web site which may be beyond our control. Guardians Credit Union cannot guarantee the completeness or accuracy of the information provided herein. The results are not guaranteed to be accurate. Please contact the credit union at 561-686-4006 for additional information and for complete disclosures. Guardians Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. |
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