It's time to make a SMART decision! There's never been a better time upgrade your home. Construct the futuristic kitchen of your dreams or enhance the mood with music in every room. You can borrow up to 90% of the value of your home for whatever you need with a Home Equity Line of Credit from Guardians CU.
PLUS, for a limited time, you will receive Smart Bulbs for your home with every HELOC ($50 value)!
In addition to interest on home equity loans possibly being tax-deductible, Guardians offers:
| • | Rates as low as 4.25% APR* | | • | No closing costs on loans more than $50,000 |
Are you ready to Brighten Up Your Home?
**APR = As Low As Annual Percentage Rate. **Consult a tax advisor regarding deductibility of interest. Interest rate based on the combined loan to value (CLTV). Financing available up to 90%. Certain credit restrictions may apply. NO CLOSING COSTS on Home Equity loans when you borrow $50,000 or more upon loan closing. Home Equity loans are available up to $250,000. Title insurance is required for loans in excess of $100,000. Variable rate tied to the Wall Street Journal Prime Lending Rate plus a margin. If applicable, however, under no circumstances will the annual rate go below 4.25% for the term of the loan. The margin is determined by credit risk factors at time of closing. Adjusts quarterly. Maximum cap is 18% APR. Payment option is a percentage of the balance based on a 15 year amortization. Total loan term is 20 years, which is made up of a 5 year draw period and a loan amortization of 15 years. |
